Here are 5 tips on how you can save money **

Here-are-5-tips-on-how-you-can-save-money

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It can be hard to stretch your finances across the month. There are bills to pay, groceries to buy and unexpected expenses that may crop up. To help you out, we’ve compiled a few handy tips to help your money go further…

1. Shop-around for the best deals on insurance and household bills

When you receive a reminder to renew your car insurance, for example, it may be tempting to simply auto-renew. But these days shopping around online for the best deals is surprisingly quick and simple – and those savings you make will be sure to put a big smile on your face. Price comparison websites are great not only for car insurance, but for home insurance and travel insurance too. It’s also important to look into switching your energy supplier if you want to see a cut in your bills.

2. Consider buying supermarket own brands

There are big savings to be made over time if you switch from well-known brands to cheaper alternatives – and you won’t necessarily notice a difference. In fact, you may prefer the less expensive version. Supermarket budget ranges often stand up well against the famous brands, and will be easier on your wallet.

3. Cancel unwanted memberships

So, you joined the gym at the start of the year and have only been a few times – or not at all. You could be trying to convince yourself you’ll dig out your trainers and hit the treadmill next week, but maybe it’s time to admit the only thing getting lighter is your purse. Plus, if you change your mind about getting fit, but still want to watch your budget, consider working out at home or going for a jog.

4. Keep your eyes peeled for money-saving deals

Eating out can be pricey, so it’s worth looking out for vouchers and deals, which you can often find in newspapers or online websites. Wowcher, dealsdaddy and Groupon have some cracking offers, and also check out MyVoucherCodes,  dealsqueen and HotUKDeals.

5. Plan your meals

Before you head out for your weekly shop, make a list and plan what you’re going to eat every day. This will lead to less waste and will stop you being tempted to buy unnecessary extras that all add up. And you can be savvier by cooking dishes in bulk such as Spaghetti Bolognese and then freezing leftovers for another day.

Of course, no matter how careful you are with money, from time to time you may find yourself facing unexpected expenses, such as car repairs or dental bills. This could be when a short-term loan comes in handy to plug the gap.

CashLady offers small loans online that can be borrowed from three to six months. You can borrow from £80 to £500 online with no hidden fees and a range of lenders to suit your needs.

 

** Note: This is a collaborative post

16 Comments

  1. May 20, 2018 / 11:46 am

    Great tips the one I need to get into doing is planning our meals each week. I’ll plan a week, stick at it and then not a do a plan again for a good few months.

    • yeahlifestyle
      Author
      May 20, 2018 / 7:14 pm

      Hope you do get around to planning your meals more Joanna

  2. May 20, 2018 / 4:51 pm

    Shopping around for insurance saved me over £100 this year! Paying up front can result in a saving too, direct debits tend to cost more.

    • yeahlifestyle
      Author
      May 20, 2018 / 7:12 pm

      Those are great tips Gemma, and every little penny saved helps in the long run

  3. May 20, 2018 / 6:57 pm

    I think meal planning really helps, I waste so much less when i do that too 🙂

    • yeahlifestyle
      Author
      May 20, 2018 / 7:11 pm

      Yes we agree with you Rebecca, food wastage in small amounts eventually adds up

  4. May 20, 2018 / 7:10 pm

    Meal planning is one of my favourite ways to save money at the moment, it really does make a huge difference.

    • yeahlifestyle
      Author
      May 20, 2018 / 7:11 pm

      Yes it totally does Clare

  5. May 21, 2018 / 7:23 am

    We have just switched energy suppliers and it is amazing how much we saved

    • yeahlifestyle
      Author
      May 21, 2018 / 5:49 pm

      Sometimes the little things like that makes such a huge difference

  6. May 21, 2018 / 12:58 pm

    Such lovely tips, I often shop around for deals and try supermarket brands where possible

    • yeahlifestyle
      Author
      May 21, 2018 / 5:48 pm

      Yes we do that too, sometimes it tastes so much better than branded items

  7. May 22, 2018 / 3:29 pm

    Love these tips! We started a lot of them a few years ago when we got married and it has made all the difference!

    • yeahlifestyle
      Author
      May 23, 2018 / 7:04 am

      So glad to hear that Lindsay

  8. May 22, 2018 / 8:44 pm

    I used to be so bad with money but I’m definitely getting better and reaping the rewards of being more careful

    • yeahlifestyle
      Author
      May 23, 2018 / 7:02 am

      So glad to hear thgat Lynne x

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